What is Time Shield?

Introducing Time Shield! Pakistan’s First usage based insurance solution providing you financial protection on the go, anytime, anywhere. Time Shield is a unique “Pay as You Go” and “Usage Based” insurance model that can be availed from your smart phone for purchasing, changing, and renewing life insurance coverage, while saving you time and money.

Whenever you feel the need to insure yourself on the go, simply buy an hourly or daily life insurance coverage with just one click via TPL Life’s mobile application.

The coverage you need, when you need it!

Be Uniquely Insured

Unmatched & First of its kind Insurance Product Offering, now you can be selective in choosing when to get covered.

Time Shield facilitates you for your day to day insurance needs at a cheaper cost with convenience.

Be in Control

Say Goodbye to long term insurance commitments. Now activate insurance coverage as per your need when and where you want.

Rs. 500,000 coverage

In the event of Accidental Death, Time Shield shall provide a payment of Rs. 500,000 to nominee as lump sum benefit. Protection of Rs. 500,000 is a click of a button away.

Pay as You Use

Peace of mind against accidental calamities with insurance based on a first of its kind “Pay as You Use” model. Time Shield empowers you to Activate your Insurance Coverage as and when You require it. It can be activated on an hourly or daily basis, get insured from 1 hours to 23 hours within 1 minute.


Buy on the go

Anywhere, anytime & without involvement of conventional insurance processes with one click from TPL Life’s Mobile App. Make Premium Payment via your available Mobile Talk Time i.e. Mobile Balance based on the selected package.


How to Buy Time Shield

Buy Time Shield by following these 5 Easy Steps:

  1. Download the TPL Life app
  2. Complete the sign up process
  3. Click on the Time Shield tab and Select the duration length for coverage
  4. Accept the terms and conditions to confirm your coverage
  5. Pay through your Mobile Balance

For Further Details, please download our User Manual.



  1. The product is designed, underwritten & offered by TPL Life Insurance Ltd
  2. The mentioned rates are subject to change without any prior notice
  3. The above rates are inclusive of government taxes
  4. The services are not suitable for unsupervised use by persons under 18
  5. The product is not guaranteed or insured by any of the other Group Companies of TPL Corp. and they are not liable in any context
  6. For detailed terms and conditions of coverage please refer to the activation confirmation email sent on your registered email address
  7. Only for Telenor Mobile Users for now

Product Specifications:

Minimum Issue Age 18 Years
Maximum Age 60 Years
Policy Term/Duration Hourly/Daily
Premium Payment Duration Immediate in advance
Payment Mode Mobile Balance i.e. Talk Time
Premium As per the coverage period selected
Basic Benefit: Financial Lump Sum Payment in case of Accidental Death PKR 500,000
Minimum Duration To Avail Product 1 hour at minimum
Coverage Applicable Accidental Death Coverage as per the coverage duration selected at the time of activation

*Time Shield is available for Telenor Users for now


For Further Information, Please Download the Following Documents

How To BuyBrochure